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Northwest Insurance Services Blog

View the latest blog posts from Northwest Insurance Services.

A back up of your sewer line can cause major headaches for a homeowner.  The primary cause is an old or failed service/sewer line from the house to the city-owned main pipe. Most homeowners do not realize the pipe from the house to the main line is the responsibility of the homeowner. READ MORE >>

According to the Centers for Disease Control and Prevention (CDC), distracted driving is the #1 killer of teens in America. Distracted driving isn't just texting; it’s talking with passengers in the car, chatting on the cell phone, taking a sip of coffee, or even catching a "quick" glimpse at the GPS. READ MORE >>

All insurance carriers cover rental cars differently. In general, coverage extends from your current policy to the vehicle being rented.  There are a few things to consider. 1) If the policy does not have comprehensive or collision coverage the rented vehicle will not have physical damage coverage. READ MORE >>

To find a licensed agent in Spokane, it’s recommended you start online rather than searching the Yellowpages. You want to find a competent insurance agent and great rates as well. With companies like State Farm, Allstate, and independent agents all competing for your business, consumers ha... READ MORE >>

New Car Replacement is an optional coverage from your auto insurance policy that provides you with the money for a brand new car, not just the actual cash value (ACV). There is a fee for this coverage and if you forget to remove the optional coverage you will be paying extra for coverage you can not use. READ MORE >>

I see insurance companies promoting various options for car insurance coverage. One such option is accident forgiveness, no drop promise.  It is important to understand the different coverage’s car insurance company’s offer. Read the fine print or consult with one of our insurance agents as this feature is not free. READ MORE >>

Let the buyer beware – I have seen numerous times a client walks in the office with a car purchase contract and they have a fee for Gap Coverage. I have seen these fees upward of $700, These fees are part of the total cost of the contract/car purchase and are typically  financed. READ MORE >>

I recently read an article posted by Businessinsider regarding the auto insurance industry and thought I would add a little insight. It seems the auto insurance companies feel the pain when the economy improves, profits are down, does this mean rates go up. The typical consumer feels more confident. READ MORE >>

I like to write about things that most folks do not think about, one is floods.  I here, I am not in a flood zone, so I do not need flood insurance. What is considered a flood. Water entering your home or building from outside the structure. The most common issue I have encountered is water backing up in the basement windows and leaking in. READ MORE >>

We recently had a major wind storm, knocking out power and causing damage to home from downed trees. The common question “ My neighbors tree fell onto my property, damaging my home How does my homeowners insurance help?" As far as general yard clean up that’s between the two property owners , insurance companies do not cover the cost of clean up. READ MORE >>

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Phone: 509.590.1529 | Fax: 800.381.0284