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I see insurance companies promoting various options for car insurance coverage. One such option is accident forgiveness, no drop promise.  It is important to understand the different coverage’s car insurance company’s offer. Read the fine print or consult with one of our insurance agents as this feature is not free.  Rates to add this type of coverage can increase premiums 4 to 12 percent.  Over a 10 year period (average time between accidents) that can add up to more then a policy increase for an accident.  In search for cheap car insurance, everything comes down to coverage options. 
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